About
People Hide
Debt Doesn’t.
Our team brings over two decades of combined experience in tracing, chasing, and recovering debt across multiple
industries. We understand debtor behaviour, avoidance tactics, and the pressure points that actually work.
Tired of being ignored?
We have what it takes
We recover domestic & commercial debt through compliant, structured processes
that protect your reputation while achieving real results. From first contact through
resolution, we act as an extension of yourself with one goal in mind. Your payment.
We Do Things Right
Every case is handled in line with legal requirements and regulatory expectations.
Documentation trails, timelines, communication – all handled with clarity and
transparency, so your position only gets stronger as the process progresses.
FAQs
What types of debt does Kedaii recover?
We focus on all kinds of domestic (consumer and individual), commercial and contractual debt.
When should I engage a debt collection agency?
As soon as the payment deadline expires. You are running a business, not a bank. We step in the moment the debt becomes real.
Is your process compliant?
100%. We act as your professional administrative agent, meaning we handle your debtors with the same compliance standards as a legal firm. We strictly follow
the Ministry of Justice’s Pre-Action Protocols, Anti-Money Laundering regulations, and are fully GDPR compliant. This ensures that when a case goes to court, your paperwork is flawless and your position is fully protected.
What is a CCJ?
A County Court Judgment (CCJ) is a Court Order that effectively destroys your financial reputation for 6 years.
It is recorded on a Public Register visible to banks, lenders, landlords, and potential employers.
The Consequences of a CCJ:
Credit Blacklist: You will likely be automatically rejected for mortgages, loans, car finance, and even mobile phone contracts.
Bailiffs at the Door: An unpaid CCJ authorises us to send High Court Enforcement Officers to your home or business to seize goods (vehicles, stock, equipment) to pay the debt.
Business Collapse: For companies, a CCJ signals insolvency. Suppliers will cut your credit lines, and banks may close your accounts to protect themselves.
Will you take legal action on my behalf?
We prepare cases compliantly and can escalate where appropriate, protecting your position throughout.
What if the debtor has disappeared or gone quiet?
We use sophisticated tracing methods to locate debtors and complete the debt recovery process.
Do you offer payment plans?
Yes. Where appropriate, we structure realistic and fair plans that secure repayment without unnecessary delay or further legal action.
Do you collect international debt?
No. Kedaii focuses exclusively on UK‐based recovery.